John W. Fisk Company services

Marine General Liability Insurance is important in today’s litigious society, even small mishaps can result in large lawsuits. This holds especially true in the maritime and commercial diving industries.  That’s why General Liability Insurance, along with Property and Worker’s Compensation Insurance, is essential for most companies. Liability insurance protects the assets of a business when it is sued for something it did (or didn’t do) to cause an injury or property damage.

Boat Dealer and Marina Insurance insures the liability exposures associated with the operation of a marina including those related to the care custody, and control of watercraft. The coverage may include both land and waterborne exposures located at the marina. A marina operator is responsible for affording vessels that make use of its facilities with a safe berth. To that end, the marina operator must advise a vessel operator of any hazards or deficiencies associated with the marina or the berth that the vessel is to moor in. When the marina operator fails to do this, the operator becomes liable to the vessel operator for damage that results from the unsafe berth. Polices normally provide coverage for private pleasure vessels but may be endorsed to cover commercial vessels should one dock at the marina.